What Is ALIGN
The Problem It Solves
Contractors manage financial complexity that owners in other industries rarely face. Revenue, profit, and cash tell three different stories in a construction company — and sound financial advice has to account for all of them.
The financial complexity of operating a construction business dictates each personal financial decision you make. Cash timing, billing cycles, and job-level profitability determine what is actually available to you — and when. Advice that doesn't account for that is missing the most critical piece.
Traditional financial planning is individual-centric — the business is never meaningfully analyzed. ALIGN™ was built to change that. It starts with the business and uses what it finds as the foundation for every recommendation that follows.
The business sets the terms. Your personal financial decisions work within them.
Three Stages
Stage 1
A no-cost look at where the business and your finances may be pulling in different directions — and why. The ALIGN™ Diagnostic asks the questions most advisors never ask. It evaluates the business and identifies where strategies conflict and where coordination is missing.
The results are reviewed together with a clear understanding of what is happening in the business and where decisions may be working against each other.
Stage 2
A full look at how the business's financial position connects to your personal wealth — retirement plan design, investments, and tax and estate planning. The ALIGN Blueprint™ is a decision framework, not just a report. Every recommendation is evaluated against what the business actually supports — with clear signals on when to proceed and when to exercise caution.
The relationship runs both ways. The business informs every personal financial decision. And those decisions — a retirement plan contribution, a distribution, a Roth conversion — have real consequences for the business in return. The ALIGN Blueprint™ weighs the impact in both directions.
ALIGN™ doesn't evaluate the business and your personal wealth independently — every decision accounts for both.
Stage 3
Your business keeps changing, and ALIGN™ keeps pace, adjusting its recommendations accordingly. It picks up where the ALIGN Blueprint™ left off, keeping your personal wealth decisions grounded in what the business confirms is viable.
The retirement plan is one example — its contribution strategy and plan design get revisited as part of that, to make sure it still fits how the business operates today.
At no cost, no commitment — a business-first look at your finances that surfaces where strategies conflict and coordination is missing.
Start the ALIGN™ Diagnostic