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401(K) Operating System-4OS™

Aegis Wealth Partner's 4OS™ is a complete, strategic framework that turns your 401(k) into a true business asset—not just a expense. We partner with you to set clear goals, measure progress, and deliver results for your company, your HR team, and your employees.

The 3 Core Functions of 4OS™

1. Empower Every Employee

Provide a clear path to financial success and reduce financial stress that hurts productivity.

2. Reduce Your Workload

Take as much day-to-day administration off your team as possible, making your plan easier and safer to run.

3. Support Your Corporate Goals

Align the 401(k) with your talent, retention, and competitiveness strategy—so your plan helps you win and keep great people.

Why 4OS™ Works

Most small and midsize retirement plans struggle with low participation, outdated design, administrative errors, and employees who need more financial support. We built 4OS™ to fix these issues—and to connect your 401(k) to the metrics that truly matter: hiring efficiency, retention, productivity, and profitability.

By integrating private equity and investment-banking ideas with our employee benefits and financial planning experience, we treat your 401(k) like a strategic asset, not a commodity product. Forward-thinking companies use this advantage to separate from competitors and maximize the value of their retirement plan.

Two Client-Facing Systems Powered by 4OS™

Our proprietary project-management system, 4PM™, ensures every task is planned, executed, measured, and adjusted.

  • CompliancePro™ 401(k) Consulting (Administrative excellence)

  • RetireReady Academy™ (Participant financial success)

Together, these create a coordinated, proactive structure that improves plan administration and employee financial outcomes—at the same time.

Accountability You Can See

We deliver quarterly metrics showing exactly what we’ve done, where progress is being made, and how the plan is impacting your workforce. This transparency helps you meet your ERISA oversight duties and gives you proof of ongoing value.

How a Strategic 401(k) Improves Key Business Metrics

Most advisors stop at plan health—participation rates, contribution rates, and fund reviews. Aegis Wealth Partners goes further: we show how a well-designed, well-run 401(k) can measurably impact business health.

Below is how a 401(k) can directly improve each metric.

1. Hiring Efficiency

A strong 401(k) with meaningful financial guidance differentiates your company in a competitive talent market.How it improves hiring:

  • Reduces time-to-hire because candidates increasingly evaluate benefits—especially retirement plans—when choosing offers.

  • In competitive roles, a standout 401(k) can help close candidates without increasing salary.

  • Demonstrates a “people-first” culture, making job offers more attractive.

Result: Faster hiring, fewer declined offers, and lower recruiting costs.

2. Employee Retention

People stay where they feel supported—financially and professionally.A high-quality 401(k) paired with real financial advice builds loyalty.

How it improves retention:

  • Employees who feel financially stable are far less likely to job-hop for small salary bumps.

  • Personalized financial guidance creates trust and connection between employees and employer.

  • Clear retirement progress increases long-term commitment to the company.

Result: Lower turnover, reduced replacement costs, and more organizational stability.

3. Productivity

Financial stress is one of the biggest hidden drains on workplace performance.

How a strategic 401(k) boosts productivity:

  • Reduces distractions caused by money worries—medical bills, debt, budgets, etc.

  • Decreases costly errors and rework tied to financial anxiety.

  • Improves focus, engagement, and quality of work.

When employees get financial clarity, they bring more mental bandwidth back to work.

Result: Higher output, fewer mistakes, and better operational performance.

4. Workforce Financial Wellness

When employees understand their whole financial picture—not just their 401(k)—they make better decisions and operate with more confidence.

How the right 401(k) elevates financial wellness:

  • Integrates retirement with taxes, debt, savings, college planning, and more.

  • Provides ongoing support so employees feel less overwhelmed.

  • Builds long-term stability that benefits both the individual and the organization.

Result: A more resilient, confident, and empowered workforce.

The Bottom Line

A 401(k) is more than a benefit—it’s a lever that improves business performance. Your 4OS™ system doesn’t just manage a plan. It demonstrates how a strategically run 401(k) directly contributes to:

  • Better hiring
  • Stronger retention
  • Higher productivity
  • Greater financial wellness
  • A more effective, engaged workforce

You invested in a 401(k) to get results. 4OS™ ensures you get them—measurably.