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College Planning

Late-Stage College Planning Made Simple

Getting your student ready for college is overwhelming—applications, financial aid forms, award letters, loan choices, and fast-approaching deadlines. We help families cut through the noise and make smart, financially sound decisions during the most critical years: 8th–12th grade.

Why Late-Stage Planning Matters

Most advisors stop at recommending a 529. Late-stage planning goes deeper—combining academic strategy, financial aid optimization, award analysis, and school selection to reduce stress and minimize costs.

Families turn to us because college planning now involves:

  • Rising tuition

  • More complex financial aid rules

  • Competitive admissions

  • Confusing award letters

  • High-stakes financial decisions

We give you clarity, strategy, and confidence.

What We Help You With

Financial Strategy

  • Determine how much tuition you’re actually prequalified for

  • Understand how much each school expects your family to pay

  • Identify and plan for the funding gap

  • Build smart strategies to reduce out-of-pocket costs

Admissions & Aid Support

  • Centralize GPA, test scores, and award letters in one place

  • Complete financial aid forms (FAFSA & CSS Profile)

  • Review and interpret award letters

  • Prepare appeals to request more aid

  • Evaluate loan options and repayment paths

End-to-End Guidance

From school selection to award comparison to financial strategy, we guide your family through every step—so you avoid costly mistakes and find the right academic and financial fit.

Why Choose Us

  • We simplify complexity. College admissions, financial aid, and award negotiations are confusing—we break it all down into clear steps.

  • We maximize your savings. From aid eligibility to award appeals, we help families reduce out-of-pocket costs and avoid unnecessary debt.

  • We protect your time. We handle the heavy lifting—FAFSA, CSS Profile, award review, appeals, and strategic guidance—so you don’t have to.

  • We deliver strategy, not guesswork. Every recommendation is tailored to your student, your finances, and your long-term goals.

  • We stay with you from start to finish. From school selection through award acceptance, you get support at every critical decision point.

Start With a Free College Money Report

Get a personalized snapshot of where your family stands—and what colleges will expect you to pay.

Get My Free College Money Report